2019 Insurance Open Enrollment

2019 OPEN ENROLLMENT! NOW OPEN!

Welcome to the 2019 open enrollment page!  This section will provide you with everything you need to successfully complete the 2019 open enrollment process.

The open enrollment portal will be open online from October 29, 2018 – November 15, 2018.  All benefit eligible individuals (with the exception of priests) will need to go through open enrollment.  This means you will need to take action beginning October 29th. If you’re waiving, “keeping what you have”, just went through enrollment as a new hire, wanting to keep your same elections for next year, etc. – you need to go through this process.  The only individuals that will not have to go through this process are priests or individuals that are not eligible for health insurance.

TO BEGIN:

Print off the 2019 OPEN ENROLLMENT GUIDE. This guide has step by step instructions and pictures to get you through the open enrollment process.

Step 1 – Log into your Paylocity Web Pay.  If you have never registered with Paylocity before, click here for instructions.  Please contact your location manager if you’re in need of your 5-digit company ID.

Step 2 – Once logged into Web Pay, you can access your Web Ben portal by clicking on the Enterprise Web Benefits button in the upper left hand section of your Web Pay home screen.  Click here for instructions.

Step 3 – Once in Web Ben, click on the “start enrollment” and proceed through the steps.

As a reminder, the elections you choose during open enrollment must remain in effect until December 31, 2019 unless you’ve had an eligible qualifying event as described in this link.  If you’ve had an eligible qualifying event, you must notify the Human Resources department within 30 days of the effective date of the qualifying event (not 30 days from the day you find out).  If you notify HR more than 30 days after the effective date, your request to enroll/drop/change your insurance will be denied.  Notification must be made in Web Ben by performing a life event request.  Click here for instructions on how to do a life event request.

2019 PLAN INFORMATION:

Health Plan Information Letter – posted to the HR website, emailed and mailed out the week of June 18, 2018.  This letter details the changes to the plans in 2019 and is outlined below.  Click here to view a copy of the letter.

Archdiocese prescription drug coverage and Medicare drug coverage notice – shows creditable coverage

2019 Benefits Summary- Click here to view the 2019 benefits summary

Medical plan – click here for the Summary of Benefits

  • The United Health Plan/UHC (UMR as the claims administrator) will remain the same as 2018
  • Plan design such as deductibles and out of pocket maximums will remain the same
  • Single coverage increasing from $37.45 to $39.32 per pay period
  • Family coverage increasing from $201.84 to $211.93 per pay period

Wellness offered in 2019

  • Healthcare Cost Estimator- an online tool that helps plan members make more informed health care decisions
  • CHRA and Biometric Screening-online health risk appraisal which includes an annual physical.
  • You and your spouse must be enrolled in the medical plan to be eligible for an incentive
  • Incentives are paid tax-free directly to your HSA/HRA

***In order to receive incentives, you must complete a full health risk assessment with your physician. This must be completed by April 30th, 2019

HSA (health savings account)

  • HSA bonus will not be paid in 2019
  • IRS maximums for single is increasing from $3,450 to $3,500; family is increasing from $6,900 to $7,000
  • IRS catch-up contribution will remain at $1,000 for employees age 55 and over

Dental plan – click here for the Summary of Benefits

  • Plan will remain with Delta Dental
  • Single coverage increasing from $4.34 to $4.56 per pay period
  • Family coverage increasing from $22.44 to $23.56 per pay period

HRA (health reimbursement account – only for employees age 65 and over in 2019)

  • Contributions will be made on a quarterly basis as detailed in the letter mailed to your home
  • Plan will remain with Basic -your current card will be reloaded
  • The HRA bonus will not be paid in 2019

Flex spending plans

  • Plan will remain with Basic

NO CHANGES:

The following will not be changing and are detailed in the Open Enrollment portal:

  • to the medical deductibles or out of pocket maximums
  • to the annual eye exam – will still be offered as a preventive service under your medical plan
  • to the dental plan design. Remaining with Delta Dental
  • to the amount or frequency of the employer HSA contributions.  It will remain at $46.16 per pay period for single and $92.32 per pay period for family
  • to the flexible spending plans
  • to the STD (short term) or LTD (long term) policies and procedures
  • to the voluntary or basic term life insurance policies

403B RETIREMENT

Changing your 403b deferral is not a part of open enrollment.  You have the option to change your deferral anytime of the year by logging into your account at www.archindyretirement.org.  If you can’t remember your user ID or password, you will need to contact McCready and Keene at 800-442-4015.  Please do not contact the Human Resources office as we can no longer assist with username/password issues.

MAKING MID YEAR CHANGES TO YOUR HEALTH PLAN(S)

The elections you make during the upcoming Open Enrollment must remain as is through the entire plan year 2019 unless you have an eligible qualifying event.

A mid-year election change may be allowed if you

(1) have a qualifying event such as but not limited to birth, marriage, divorce, loss of previous coverage, etc., and

(2) want to change your election consistent with the occurrence of the event.

A request to change your election mid-year must be done via a life event request in the Web Ben portal and must be done within 30 days of the effective date of the change in your status due to the qualifying life event or if the qualifying event results in change in eligibility for coverage under another group health plan within 30 days of the effective date of coverage under the other group health plan.  Qualifying events apply to both joining our coverage as well as dropping our coverage mid-year.

WHAT YOU’LL SEE ON YOUR STUB

It is the responsibility of the employee to review their pay stubs on a regular basis.  Reviewing the first stub in 2019 will be imperative to ensure that you’ve correctly enrolled in the insurance and HSA at the levels that you had intended.  Premium deductions and HSA contributions will occur on ALL 26 paychecks in 2019.  Any missed premium deductions will be caught up on a future paycheck and you will be notified accordingly.